Localize YOUR property search with our new MLS tool!
CLICK HERE!

We are committed to assisting you with all your real estate needs. Call us today so we can go to work for you! 954-200-7508

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

"Generous!"
"We can't thank you enough for your hard work and helping make purchasing a home so easy!"
Joey and Tammy Baily
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

The Rice Team is one of The Top Selling Real Estate Experts™
Find Out More >

Customer
Login

See the nation's top rated reports for Schools in Miramar, Pembroke Pines, Weston and Fort Lauderdale >

Perfect Care Landscaping
Free Estimate and $100 off!
Find Out More >
View All Affiliates >

Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web!

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it!

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules.

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more.

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you...

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support

Definitions

Term: Number of years for this mortgage. Most common terms are 15 years and 30 years.
Mortgage amount: Total balance for your mortgage.
Interest rate: Annual interest rate for this mortgage without purchasing any discount points.
Years in home: The number of years you expect to live in this home or the number of years before you refinance your mortgage.
Principal and interest: Monthly principal and interest (PI) for this mortgage.
Points rate: Annual interest rate for this mortgage with discount points.
Points: The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

School Reports in Miramar, Pembroke Pines, Weston and Fort Lauderdale, Florida

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Miramar, Pembroke Pines, Weston and Fort Lauderdale

Closing or Settlement >Preparing for the Walk Through

When moving out of a house you have lived in for a long time, you may discover years' worth of dust that was previously concealed by your home furnishings. If you don't have the time or energy to clean your house for the new owners, a useful option is to pay a professional to do the job.

Before going to the closing table, your buyers will have a last chance to walk through the house and check the appliances, mechanical systems and overall condition to make sure everything is consistent with the sales contract. Even though they really want the house, at this point "buyers' remorse" may be prompting them to look for a reason to call the transaction off. Because an otherwise minor problem or defect can sometimes trigger last-minute cold feet, your best insurance is to make the house look great. Everything should be working properly, and all the agreed-upon repairs should have been made before the buyers arrive to look at the house. You can promote a more relaxed, positive atmosphere for the closing if you take special care in preparing for the walk-through inspection.

	See All Tips In The "Closing or Settlement" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What famous building receives a fresh coat of 300 tons of reddish-green paint every seven years?
A	The Eiffel Tower in Paris, France.
See More Real Estate Trivia >

The Rice Team, REALTOR®, real estate agent and broker for Miramar, Pembroke Pines, Weston and Fort Lauderdale, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Rice Team
RE/MAX Premier Associates
2500 Weston Road
Suite 103
Weston, Florida 33331
Phone: 954-200-7508
Fax: 954-200-7509
Email: michelle@riceteamrealestate.com
Driving Directions:
* Take i-75 to Exit 15 (Royal Palm Blvd).
* Make a left onto Weston Road.
* Left onto S. Commerce Parkway.
* Immediate left turn.
* Building is on the right.

www.RiceTeamRealestate.com is brought to you by The Rice Team
NUMBER1EXPERT™ in real estate for Miramar, Pembroke Pines, Weston and Ft. Lauderdale, Florida

Read The Rice Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge